Finished can be used as an adjective meaning ‘ready’.
Is the report finished yet?
With personal subjects, to be finished is often used in an informal style with the same meaning as to have finished.
How soon will you be/have finished, dear?
I went to get the car from the garage, but they weren’t/hadn’t finished.
finished
• be/ have finished see finished
• meaning ‘ready’ see finished
• active past participle see participles 2: active and passive.4
For more information consult a good dictionary like Langman, Oxford, Merriam Webster, or Collins.
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